How Long Can A Bank Hold A Check Before It Clears?

The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub.L. 108-100,, known as Check 21, makes it easier for banks to electronically transfer check images instead of physically transfer paper checks. This writing explains your rights under Check 21 as they relate to substitute checks. Substitute checks are special paper copies of the front and back of your original checks that are created to replace the original check.
Bryon Gross
Rochester, New York
Personal Injury

Bryon W. Gross has practiced law in Massachusetts (1991), Connecticut (1992), D.C. (1998) and New York (1999). Further, he is also admitted to numerous Federal Courts.